Personal debt in Europe : the EU financial market and consumer insolvency /

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Bibliographic Details
Author / Creator:Ferretti, Federico, 1970- author.
Imprint:Cambridge, United Kingdom ; New York, NY : Cambridge University Press, 2019.
Description:1 online resource
Language:English
Subject:
Format: E-Resource Book
URL for this record:http://pi.lib.uchicago.edu/1001/cat/bib/12576590
Hidden Bibliographic Details
Other authors / contributors:Vandone, Daniela, author.
ISBN:9781108582100
1108582109
9781108615358
110861535X
9781108445474
1108445470
9781108426732
1108426735
Notes:Includes bibliographical references and index.
Print version record.
Summary:Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implications, not only for the burdened individuals and their countries, but also for the EU as a whole. In Personal Debt in Europe, Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social and economic terms. They employ cross-country consumer-level data to present the latest empirical studies on the problem, analyse these findings to better understand its nature and causes, and discuss the merits of proposed insolvency legislation and harmonisation initiatives in the EU.
Other form:Print version: Ferretti, Federico, 1970- Personal debt in Europe. Cambridge, United Kingdom ; New York, NY : Cambridge University Press, 2019 9781108426732